International Travel Insurance Provided By Our Agency
Many companies selling tickets or travel packages give consumers the option to purchase travel insurance, also known as travelers' insurance. For example, some travel policies cover damage to personal property, rented equipment, such as rental cars, or even the cost of paying a ransom.
What Is International Travel Insurance?
International travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad. In addition, travel insurance may include several types of coverage frequently sold as a package. The main categories of travel insurance include trip cancellation or interruption coverage, baggage and personal effects coverage, medical expense coverage, and accidental death or flight accident coverage.
What are the benefits of International Travel Insurance?
Medical emergency & hospital cost: In a foreign land, if unfortunately, you fall sick and need to be admitted to the hospital, with international travel insurance medical, you will be covered for 24x7 hospital assistance, emergency evacuation, hospital stay, and medicine bills as well as surgery cost.Â
Lost baggage: Baggage losses are common. Imagine yourself stranded in a foreign land with nothing to your name. If you take travel insurance, you will be reimbursed for the baggage loss.
Permanent disability: If you meet with an accident that causes permanent disability, your travel insurance plan will include reimbursement for this irreplaceable loss for over 12 months after you return from the trip.
Personal Liability: This benefit would help offset settlements incurred for third-party injuries and any damages or losses to their personal property that you may have caused. This specific benefit can often be complicated to understand, so pay special attention to the policy wording if it's included in your travel insurance plan.
Emergency Reunion: If you have suffered a severe illness or injury and have been medically evacuated to another provider, travel plans will typically pay for an economy round-trip ticket for a relative (parent, spouse, or child) to visit you for a short period.
What is the importance of International Travel Insurance?
International travel insurance is a comprehensive insurance policy covering medical and financial emergencies that might arise while traveling abroad. To that end, several travel insurance plans offer protection during overseas travel. These insurance plans provide benefits like loss of checked-in baggage loss or delay, loss of crucial documents like passports, personal accidents, unique facilities like personal liability and personal accident coverage, allowance in case of distress related to hijacking, and coverage for financial emergency assistance. In addition, travel insurance also provides health coverage for medical expenses, dental treatment, transportation to the hospital, and a daily hospital allowance.
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Already have International Travel Insurance? Switching is easy
It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
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